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Keep Kids Safe When You Travel Thumbnail

Keep Kids Safe When You Travel

Even though Children who travel the globe are susceptible to a number of infections and injuries, a new study shows that while 59 percent of adults had gotten pre-travel medical care, only 49 percent of children had.In a study of more than 34,000 international travelers who sought medical care for travel-related ills, researchers found that children most often suffered bouts of diarrhea, skin injuries, fevers and respiratory infections, and were more likely than adults to be hospitalized for their conditions.Experts recommend that parents discuss their travel plans with their child’s pediatrician about four to six weeks in advance, to leave enough time for any necessary vaccinations, medications, or drugs used to prevent things like malaria. Parents can also get advice on how to self-treat common problems like diarrhea and respiratory infections — and how to recognize when a child’s symptoms are serious enough to warrant medical care.

Children are at greater risk of animal bites, CLM, respiratory infections and certain causes of diarrhea — like bacterial infection and acute gastroenteritis, a stomach infection often caused by food poisoning.

Traveling is a great experience for kids, and Insurance Services of America policyholders have just one more reason to love our travel medical insurance plans.

You give your kids the world. We’ll give them worldwide protection.

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Back-to-School… Backpacks

Backpacks have become the most popular means for school age children to carry their books and school supplies.  And in fact, when used correctly, a properly designed backpack is an excellent way to carry the necessities of the school day.  Unfortunately, thousands of children each year experience back pain related to use of school backpacks that are too heavy or used incorrectly.  It appears that public awareness of backpack related back injuries has helped to reduce its incidence.  With the start of the new school year, however, it is worth offering a reminder to parents and children of ways to prevent these from occurring.

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Tips For New Immigrants

Immigrating to the United States to live here permanently is an important and complex decision. The US State Department offers excellent guidance for foreign nationals immigrating to the US.  Visit http://travel.state.gov/visa/immigrants/immigrants_1340.html to learn about who may immigrate to the United States, the different types of immigrant visas, the required forms, and the steps in the immigrant visa process.

In general, to apply for an immigrant visa, a foreign citizen must be sponsored by a U.S. citizen relative(s), U.S. lawful permanent resident, or by a prospective employer, and be the beneficiary of an approved petition. Therefore, a first step is filing a petition with U.S. Citizenship and Immigration Services (USCIS). For information on this step, visit the USCIS website. Read More »

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3 Online Safety Tips for College Students

School begins over the next few weeks, and whether you are a freshman starting your college career, or a senior ready to graduate, computer and online safety is something that affects all college students. Here are three computer and online safety tips for college students:

  1. Be Protective of Your Personal Belongings – Laptops get stolen. Roommates aren’t always as nice or as trustworthy as you’d like. Don’t leave belongings that have personal and valuable information lying around. Purchase a computer lock and create strong passwords to make it more difficult for someone to steal your things and information. Read More »
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How to Get Your School To Pay For Your Trip To Italy

Don’t be confused, the title of this article is not “How to Get Your School To Pay For Your Next Vacation.”   If you have a desire to go to Italy, then present your school the value of history, cultural, geography, language arts and science of your trip.  The value of experiencing Italy (or any country or destination) cannot be replicated in a classroom.  Climbing the steps of  Rome’s Colosseum or finding hidden gems such as Civita di Bagnoregio or the Valley of the Temples is an invaluable educational experience. Read More »

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Leave Your Dumb… Bells at Home

Vacation is not an excuse to take a day off from your P90X workout, but you might find your hotel room doesn’t have enough room or a DVD player.   Well check out Even Hotels, the new chain from the InterContinental Hotel Group, where the guest rooms are designed with enough floor space for visitors to work out in them and include coat racks that double as pull-up bars, exercise benches that are also luggage benches, yoga mats tucked in the dresser drawers and foam rollers.

Many hotels have more than a treadmill in their gyms and you’ll find free weights, medicine balls, yoga mats and saunas in certain Weston, Kimpton and Sheraton hotels trying to lure the fitness conscience traveler.  Can’t wait until you arrive at the hotel, then  plan your itinerary though the DFW,  SFO or Indianapolis airports where you can borrow running shoes, iPods and join a Yoga session between flights.

You might not need trip delay insurance as long as you can squeeze in a good sweat between your next flight.  Read more about what hotels and airports fitness amenities online at  http://www.nytimes.com/2012/08/05/travel/easing-the-pain-of-workouts-on-the-road.html?emc=tnt&tntemail0=y

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Citizens Unite!!

Stop Complaining and Start Reporting.   Have you seen cars blocking traffic, dangerous potholes, graffiti or other public nuisances in your community and wanted to report the problem but didn’t know how?   See Click Fix is a nationwide service that allows citizens to report and track non-emergency issues within their neighborhood. Users enter a brief description of the problem or upload photos from your smart phone and the complaint is then routed to the proper authority, and progress on the matter is routinely updated.  You can pat yourself on the back once the issue is resolved or continue to draw attention to it if it isn’t.  Read More »

Take Control! Diabetes Prevention Tips Thumbnail

Take Control! Diabetes Prevention Tips

With an estimated 24 million Americans diagnosed with diabetes, we often get calls from people needing insurance to cover treatments associated with the disease. While our Health Essential* plan will issue coverage to those with the illness, unfortunately, most insurance companies are not able to take on the risks and costs associated with diabetes and the lion’s share simply do not cover it. The good news is that for most of us, Type 2 diabetes (the most common form) is preventable.

This month, we’re taking this opportunity to share 5 tips from the world-renowned Mayo Clinic to help you take control of your health (and your ability to Read More »